"So what is it you actually DO?"

Our job is helping you work toward hitting your financial goals, no matter what those goals are or where your starting point is. Your job is to help us help you! We do that together, on either a fee-basis or on a commission-basis – whatever you prefer, or sometimes, that's determined by the kind of account that is your best fit.

(we do not charge hourly, subscription, or flat fees)

The kinds of accounts we can offer (probably not an exhaustive list!) include:

• Life insurance (both term & permanent)
• Long-term care insurance (both traditional & hybrid)
• Disability insurance
• Advisory (fee-based) investment accounts
• Traditional equities (stocks & ETF’s)
• Retail mutual funds
• Annuities (all types)
• Alternative / illiquid investments
• 529 College Savings Plans
• ESG-oriented investing
• IRA's & Roth IRA's